How to make a claim on your home and contents insurance Our expert guide to make it easier and less stressful. Alan Kirkland: 'When is a fire not a fire? Home insurance cover for bushfires How to work out correct cover levels and manage the important details.
Home and contents insurance cover for jewellery Is your expensive jewellery covered by your policy? And what about when you're outside your home or overseas? Home warranty insurance Homeowners find little value for money when it comes to home warranty insurance.
Does your insurance cover your house for storm damage? A little homework now can save you money and time in the long run.
How to make sure your home is still insured while you're on holiday If you're not upfront with your insurer, you could end up voiding your home and contents policy. Home and contents insurance quotes all over the shop Premiums for the same property can vary by thousands of dollars.
Are home insurance calculators accurate? They're handy for working out how much to insure your home for, but you can run the risk of being underinsured. Weathering a home insurance storm What can be done about out-of-control home insurance premiums up north?
Broken buildings Strata insurance may not pay off if your building is defective. We'll cover you for loss or damage to the property, caused by an animal. We cover repair or replacement of fixed glass such as windows, fixed sinks, basins, baths and toilets if they're accidentally broken. We'll cover you if your contents are lost or damaged due to fire or smoke, including a bushfire. We'll cover you for loss or damage as the result of an earthquake or tsunami.
We'll cover you for loss or damage to your contents, caused by an animal. We cover repair or replacement of glass in furniture, pictures, paintings, mirrors and aquariums, if they're accidentally broken or damaged. We'll cover your contents from the date you begin to move out of your old address and to your new address, for up to a maximum of 14 days. Optional cover For even more protection, choose from our range of optional covers:.
If you add accidental damage cover to your contents insurance policy, we'll cover your contents if they're accidentally lost, stolen or damaged anywhere in Australia and New Zealand with a few exceptions, outlined in the PDS. If you have valuable items such as jewellery or bicycles, you can add them to your contents insurance and we'll cover their replacement value if they're accidentally lost, stolen or damaged worldwide with a few exceptions, outlined in the PDS. Subject to the sum insured of the item.
If you have valuable items that exceed the contents cover limits, such as antiques or paintings, you can add them to your contents insurance, and we'll cover their replacement value for loss or damage as a result of an insured event in the home. Subject to cover limits and sum insured of the item.
All benefits are subject to terms, conditions and limits. We'll provide the cost of necessary veterinary treatment to your pet dog s or cat s , if they suffer a physical accidental injury or illness. These include floating floors, internal blinds and mobile dishwashers. Having won for the past two years, in our members once again reported higher levels of product and service satisfaction than those of other eligible insurers.
We ranked higher than 34 other home insurers. When it comes to bushfire preparation, the small things you do now can make all the difference to your home and family later on. Check out these tips from the CFS to get your home bushfire ready. When you take out a home and contents insurance policy, you also become an RAA member, giving you access to great benefits, from discounted movie and footy tickets to savings on travel and health insurance.
The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the Home and Contents Insurance Product Disclosure Statement. Read our General Insurance Code of Practice and complaint resolution information. Home Insurance Covering SA homes — no matter how big or small. Get a quote. Types of cover. Make a claim. Retrieve a quote.
Call us to get a quote. Fire cover Up to 12 months' accommodation if your home is unfit to live in Flood and storm cover Burglary, theft or attempted theft Replacement of locks Spoilage of food.
See all features. Home and Contents Insurance features. Cover loss or damage. Up to 12 months. We'll cover you for loss or damage as a result of an explosion. If you're not already a member, join Which? Table notes: Customer score data based on a survey of 1, policyholders who have recently made a home insurance claim between November and December Policy scores are based on the provider's standard policy.
Customer score is calculated using a combination of overall satisfaction and the likelihood of recommending the provider. Insurers must have a minimum sample size of 30 for inclusion in the table. Recommended Providers for car insurance in The customer score is based on a survey of 1, claimants, and are worked out using a combination of overall satisfaction and customers' likelihood of recommending their insurer.
You'll only know how good an insurer's customer service really is when you have to make a claim. That's when good insurers will show their ability to deal with problems, quickly process your claim and arrange replacements or repairs as soon as possible.
The policy score is our assessment of the quality of standard cover, comparing 47 elements of a buildings insurance policy and 66 elements of a contents insurance policy. Sign up to the Which? Money Weekly newsletter to get our latest news, tips and deals straight to your inbox. Financial Services Limited. Financial Services Limited is a wholly-owned subsidiary of Which? Limited and part of the Which? Money Compare is a trading name of Which? Money Compare content is hosted by Which?
Limited on behalf of Which? In this article. What is home insurance? How do I find the best home insurance? Best and worst home insurance companies.
Who are the home insurance Recommended Providers? How we calculate the scores Get top money-saving tips from Which? Don't just renew. Customers that simply let their policies roll into renewal pay more than those that don't.
If you've shopped around, you'll be able to give examples of deals you've seen elsewhere. Calculate how much you need to cover.
0コメント